Free tool

Risk of ruin calculator

How likely are you to lose half your account with your current strategy? Monte Carlo simulation on your real parameters.

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%
R
R
%

3000 Monte Carlo simulations. R = multiple of your risk per trade (average loss of 1 R = you lose exactly what you risked).

Probability of ruin
0 %
Median outcome
+107 %
Worst 5%
+46 %

Then journal every trade and track your real risk in PipBook.

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Frequently asked questions

What is risk of ruin?+

It's the probability that your account reaches a loss level you can't recover from (here, the drawdown threshold you pick). Even a winning strategy can carry a high risk of ruin if the risk per trade is too large.

How do I reduce my risk of ruin?+

Three levers: lower the risk per trade (the most effective), improve the reward/risk ratio, or improve the win rate. Going from 3% to 1% risk per trade often reduces the probability of ruin dramatically.

Why a Monte Carlo simulation rather than a formula?+

Closed-form formulas assume symmetric wins and losses. The simulation replays thousands of trade sequences with your real parameters — including an asymmetric reward/risk ratio — and simply counts how many end in ruin.

Risk of ruin calculator (Monte Carlo) — free